Privacy Policy 

Geniuses take your privacy seriously. 

Welcome to the Geniuses Privacy Center. Here you'll learn how Geniuses treats your personal information. As always, Geniuses is committed to gaining your trust.


Geniuses collects personal information when you connect to Geniuses, register with Geniuses, when you use Geniuses products or services, when you visit Geniuses pages or the pages of certain Geniuses partners, and when you enter promotions. Geniuses may combine information about you that we have with information we obtain from business partners or other companies.

When you register we ask for information such as your name, email address, birth date, gender, ZIP code, occupation, industry, and personal interests. For some financial products and services we might also ask for your address, and information about your assets. When you register with Geniuses and sign in to our services, you are not anonymous to us.

Geniuses collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.

Geniuses automatically receives and records information from your computer and browser, including your IP address, Geniuses cookie information, software and hardware attributes, and the page you requested.

Geniuses uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.

Geniuses does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances:

  • We provide the information to trusted partners who work on behalf of or with Geniuses under confidentiality agreements. These companies may use your personal information to help Geniuses communicate with you about offers from Geniuses and our marketing partners.
  • We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Geniuses's terms of use, or as otherwise required by law.
  • Geniuses display targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click targeted ads meet the targeting criteria.
  • By interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
  • Geniuses may set and access Geniuses cookies on your computer. We may also set and access device identifiers which could include IP address, user agent information (browser version, OS type and version), and device provided identifiers. Once you log into Geniuses on your device, Geniuses may recognize your device to provide you with a personalized experience, independent of your device settings. Geniuses lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies and device identifiers is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to Geniuses's cookies.

Geniuses uses web beacons to access Geniuses cookies inside and outside our network of web sites and in connection with Geniuses products and services. 

We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.

We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.

Geniuses may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your Geniuses account or by placing a prominent notice on our site.

Your personal information may be transferred to countries other than your own to process and store data in accordance with our Privacy Policy and to provide you with products and services. Some of these countries may not have the same data protection safeguards as the country where you reside. By using our products and services, you consent to us transferring your data to these countries. We are committed to ensuring your information is protected and apply safeguards in accordance with applicable law.

Questions & Suggestions

If you have questions, suggestions, or wish to make a complaint, you can contact us at:

Last updated: 13 June 2020

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